:root {
  /* Color Palette - Vibrant Modern Financial Theme */
  --color-primary: #00AEEF; /* Vibrant Cyan/Blue from original site */
  --color-primary-dark: #00739d;
  --color-primary-light: #e0f6ff;
  --color-secondary: #2C3E50; /* Deep blue/slate for contrast */
  --color-accent: #FF5E3A; /* Vibrant Orange for Call to Actions */
  
  --color-bg: #F8F9FA;
  --color-surface: #FFFFFF;
  --color-text: #333333;
  --color-text-muted: #666666;
  --color-border: #E0E0E0;

  /* Typography */
  --font-heading: 'Outfit', 'Inter', system-ui, sans-serif;
  --font-body: 'Inter', system-ui, -apple-system, sans-serif;

  /* Spacing */
  --spacing-xs: 0.5rem;
  --spacing-sm: 1rem;
  --spacing-md: 2rem;
  --spacing-lg: 4rem;
  --spacing-xl: 8rem;

  /* Shadows */
  --shadow-sm: 0 2px 4px rgba(0,0,0,0.05);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.1), 0 2px 4px -1px rgba(0,0,0,0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -2px rgba(0,0,0,0.05);
  --shadow-glass: 0 8px 32px 0 rgba(31, 38, 135, 0.07);

  /* Borders */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 16px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 0.2s ease;
  --transition-normal: 0.3s ease;
}

/* Base Styles */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background-color: var(--color-bg);
  color: var(--color-text);
  line-height: 1.6;
  overflow-x: hidden;
  display: flex;
  flex-direction: column;
  min-height: 100vh;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-secondary);
  line-height: 1.2;
  margin-bottom: var(--spacing-sm);
  font-weight: 700;
}

a {
  text-decoration: none;
  color: var(--color-primary);
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-dark);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

/* Layout Classes */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--spacing-sm);
}

.section {
  padding: var(--spacing-lg) 0;
}

/* Navbar */
.navbar {
  background-color: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  position: fixed;
  top: 0;
  width: 100%;
  z-index: 1000;
  box-shadow: var(--shadow-sm);
  padding: var(--spacing-sm) 0;
  transition: all var(--transition-normal);
}

.navbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.logo {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--color-secondary);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.logo span {
  color: var(--color-primary);
}

.nav-links {
  display: flex;
  gap: var(--spacing-md);
  list-style: none;
}

.nav-links a {
  color: var(--color-text);
  font-weight: 500;
  position: relative;
  padding: 0.5rem 0;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--color-primary);
  transition: width var(--transition-normal);
}

.nav-links a:hover::after, .nav-links a.active::after {
  width: 100%;
}

.nav-links a:hover, .nav-links a.active {
  color: var(--color-primary);
}

/* Buttons */
.btn {
  display: inline-block;
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius-full);
  font-weight: 600;
  text-align: center;
  cursor: pointer;
  transition: all var(--transition-fast);
  border: none;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
  box-shadow: 0 4px 15px rgba(0, 174, 239, 0.3);
}

.btn-primary:hover {
  background-color: var(--color-primary-dark);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 174, 239, 0.4);
}

.btn-accent {
  background-color: var(--color-accent);
  color: white;
  box-shadow: 0 4px 15px rgba(255, 94, 58, 0.3);
}

.btn-accent:hover {
  background-color: #e04e2e;
  color: white;
  transform: translateY(-2px);
}

/* Hero Section */
.hero {
  padding-top: calc(var(--spacing-xl) + 60px); /* Account for fixed header */
  padding-bottom: var(--spacing-lg);
  background: linear-gradient(135deg, var(--color-surface) 0%, var(--color-primary-light) 100%);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 400px;
  height: 400px;
  background: var(--color-primary);
  filter: blur(150px);
  opacity: 0.2;
  border-radius: 50%;
  z-index: 0;
}

.hero .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--spacing-lg);
  position: relative;
  z-index: 1;
}

.hero-content {
  flex: 1;
}

.hero-content h1 {
  font-size: 3.5rem;
  margin-bottom: var(--spacing-sm);
}

.hero-content h1 span {
  color: var(--color-primary);
}

.hero-content p {
  font-size: 1.25rem;
  color: var(--color-text-muted);
  margin-bottom: var(--spacing-md);
  max-width: 600px;
}

.hero-image {
  flex: 1;
  position: relative;
}

.hero-image img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  transform: perspective(1000px) rotateY(-5deg);
  transition: transform var(--transition-normal);
}

.hero-image img:hover {
  transform: perspective(1000px) rotateY(0deg);
}

/* Cards */
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: var(--spacing-md);
}

.card {
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  padding: var(--spacing-md);
  box-shadow: var(--shadow-md);
  transition: all var(--transition-normal);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
}

.card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary-light);
}

.card-icon {
  width: 60px;
  height: 60px;
  background-color: var(--color-primary-light);
  color: var(--color-primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: var(--spacing-sm);
}

.card h3 {
  margin-bottom: var(--spacing-xs);
}

/* Contact Info Bar */
.top-bar {
  background-color: var(--color-secondary);
  color: white;
  padding: 0.5rem 0;
  font-size: 0.875rem;
}

.top-bar .container {
  display: flex;
  justify-content: flex-end;
  gap: var(--spacing-md);
}

.top-bar a {
  color: white;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  opacity: 0.9;
}

.top-bar a:hover {
  opacity: 1;
  color: var(--color-primary-light);
}

/* Footer */
.footer {
  background-color: var(--color-secondary);
  color: white;
  padding: var(--spacing-lg) 0 var(--spacing-sm);
  margin-top: auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-lg);
}

.footer h4 {
  color: white;
  margin-bottom: var(--spacing-sm);
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 0.5rem;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.7);
}

.footer-links a:hover {
  color: white;
}

.footer-bottom {
  text-align: center;
  padding-top: var(--spacing-md);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.875rem;
}

/* Forms */
.form-group {
  margin-bottom: var(--spacing-sm);
}

.form-label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 500;
  color: var(--color-secondary);
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-family: inherit;
  font-size: 1rem;
  transition: all var(--transition-fast);
}

.form-control:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-light);
}

textarea.form-control {
  min-height: 150px;
  resize: vertical;
}

/* Policy Pages */
.policy-content {
  background: var(--color-surface);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  margin-bottom: var(--spacing-lg);
}

.policy-content h2 {
  margin-top: var(--spacing-md);
}

.policy-content ul {
  margin-left: var(--spacing-md);
  margin-bottom: var(--spacing-sm);
}

/* Responsive */
@media (max-width: 768px) {
  .hero .container {
    flex-direction: column;
    text-align: center;
  }
  
  .hero-content h1 {
    font-size: 2.5rem;
  }
  
  .nav-links {
    display: none; /* In a real app, add a hamburger menu */
  }
  
  .top-bar .container {
    justify-content: center;
    flex-wrap: wrap;
    gap: 0.5rem;
  }
}
